The UK's Mortgage Knowledge Base
Free, in-depth mortgage guides — no sales pitch, no corporate waffle. Honest, practical education from people who've done the research.
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These four guides cover the essentials — a good place to start whatever your situation.
Is My Property Unmortgageable? A Complete Diagnostic Checklist
A yes/no checklist covering construction, condition, environmental, legal, and type issues that make a property hard to mortgage — with explanations and links.
Mortgages for Bad Credit: What Score Do You Actually Need?
Find out what credit score you really need for a UK mortgage. We cover minimum scores, specialist lenders, and how to improve your chances.
How to Sell Your House Fast in the UK: All Your Options Compared
Every route to a fast house sale in the UK compared: open market, auction, cash buyers, and bridging finance. Timelines, costs, and a decision matrix to find the right option.
How Mortgage Brokers Actually Get Paid
How do UK mortgage brokers get paid? Understand procuration fees, broker fees, and whether fee-free brokers are really free. Full transparency guide.
What’s your situation?
Browse by situation to find guides written specifically for your circumstances.
I can't get a mortgage
Credit issues, declined applications, income problems, affordability
ExploreMy property has a problem
Non-standard construction, subsidence, cladding, short leases, listed buildings
ExploreI need to sell
Cash buyers, auctions, sell fast, negative equity, hard-to-sell properties
ExploreI'm stuck on my mortgage
Mortgage prisoners, arrears, repossession, negative equity, SVR trap
ExploreI'm buying something unusual
Deposits, shared ownership, Right to Buy, self-employed, first-time buyer, later life
ExploreI want to understand the process
How brokers work, applications, valuations, surveys, conveyancing
ExploreMortgage Glossary
Every mortgage and property term explained in plain English — LTV, SVR, ERC, conveyancing, and more.