Free Mortgage Tools
Interactive calculators, checkers, and comparisons — all free, all educational, no data collected unless you choose.
Is My Property Mortgageable?
Answer 5 quick questions about your property and credit situation. Get an instant indication of your likely options.
Credit Recovery Timeline
Enter your adverse credit event and date. See when specialist, near-prime, and mainstream lenders typically open up.
Selling Route Comparison
Compare estimated net proceeds from cash buyer, traditional auction, modern auction, and estate agent routes.
Construction Type Lender Checker
Select your construction type and see which lender tiers accept it, deposit requirements, and survey levels needed.
Lease Extension Cost Estimator
Estimate your lease extension premium based on property value, remaining lease length, and ground rent.
Mortgage Repayment Calculator
Calculate monthly repayments and see what happens when your fixed rate ends and you revert to SVR.
Bridging Loan Cost Calculator
Estimate monthly interest, total cost, and fees for bridging finance at different rates and terms.
These tools provide general estimates based on typical UK market data. They are not financial advice. Terms