Terms of Use

What Unmortgageable is

Unmortgageable provides educational content and mortgage guidance tools for UK homeowners. Our guides, quiz, and articles are designed to help you understand mortgage options and make more informed decisions — they are a starting point for your research, not a substitute for professional mortgage advice.

Our content is not financial advice

The information in our guides and quiz results is based on general UK mortgage market data and publicly available lender criteria. It may not reflect your actual situation. Your credit history, income, deposit, and the property you are buying will all affect what you can borrow and on what terms.

Do not make financial decisions based solely on our content. Always speak to a qualified mortgage broker or financial adviser before committing.

We are not mortgage brokers

Unmortgageable is a content and education platform. We are not mortgage brokers and we are not FCA-regulated. We do not arrange mortgages, provide financial advice, or make lending decisions.

Where we link to brokers or lenders, your relationship with them is entirely separate from Unmortgageable.

Affiliate links and product recommendations

We earn commission from purchases made through our Amazon Associates and Sunstore affiliate links. This does not affect the price you pay.

Our product recommendations reflect our genuine opinion, but we cannot guarantee availability, pricing, or suitability for your specific situation. Always check current prices and specifications with the retailer before purchasing.

Content accuracy

We make reasonable efforts to keep our information current, but energy tariffs, grant schemes, product availability, and regulations change frequently. We cannot guarantee that every figure on the site is accurate at the moment you read it.

Always verify current rates, eligibility, and availability directly with the provider, installer, or scheme administrator.

Limitation of liability

Unmortgageable and SaaSquatch Ltd accept no liability for any loss, damage, or expense arising from decisions made based on our content, tools, estimates, or recommendations. Use of this site is entirely at your own risk.

Contact

Questions about these terms? Email hello@unmortgageable.com.