I'm buying something unusual
Guides for non-standard purchases — unusual deposits, government schemes, and complex income situations.
Deposits and affordability
Builder's Deposit and Vendor Gifted Deposit: What Lenders Accept
Can a property developer or vendor contribute to your mortgage deposit? Learn about builder incentives, vendor gifted deposits, LTV calculations, and which UK lenders accept them.
Using Cryptocurrency as a Mortgage Deposit
Want to use Bitcoin or other crypto as a mortgage deposit? Learn about converting to fiat, AML requirements, which UK lenders accept crypto-sourced deposits, and CGT implications.
Mortgage Deposit from Selling an Overseas Property
Using proceeds from selling an overseas property as a UK mortgage deposit? Learn about AML requirements, currency transfer, CGT implications, and lender documentation expectations.
Deposit Sources Lenders Accept (and Reject)
Which deposit sources do UK mortgage lenders accept? From savings and gifts to crypto and inheritance — find out what works and what doesn't.
Life situations
Can Your Landlord's Mortgage Problem Affect You as a Tenant?
What happens if your landlord defaults on their buy-to-let mortgage? Understand your rights as a tenant during repossession, the 2010 Act protections, and practical steps to take.
Later Life Lending and Equity Release: Your Options Explained
Understand later life lending options including retirement interest-only mortgages, lifetime mortgages, home reversion plans, and Equity Release Council protections in the UK.
Mortgage After Bereavement: Joint to Sole and Starting Again
Dealing with a mortgage after the death of a partner or joint mortgage holder? Understand transfer of equity, life insurance, probate, and your options going forward.
Mortgage When Moving to Northern Ireland
Buying a property in Northern Ireland? Understand the different conveyancing process, Stamp Duty rules, which lenders operate in NI, credit union options, and local building societies.
Not sure about your mortgage options?
Find out your options — whether it's your circumstances or your property holding you back. Free, no judgement, no cold calls.
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