About Unmortgageable
Built by SaaSquatch Ltd, a web development agency based in London.
Why this site exists
In 2025, we started helping a friend who had been declined for a mortgage. What we found was a mess — scattered, sometimes even incorrect and/or outdated information across social media platforms, confusing lender jargon, outdated comparison sites designed to collect your phone number, and no single place that had honest, comprehensive information for people in difficult situations.
So we built what we wished existed.
What makes us different
- Education first — every page teaches you something real before showing any affiliate links.
- No cold calls — we don’t sell your data to brokers. You choose when and how to contact them.
- Sourced numbers — every figure traces to a UK regulator, lender, or established statutory formula. The methodology page summarises each section. Read our methodology →
- Open about affiliates — we earn commission from some broker and service referrals. This keeps the site free. We only list services we believe are genuinely useful.
What you get
Plain-English explanations grounded in real UK lender criteria and current affordability rules. The quiz produces an educational summary tailored to your situation — what the market typically looks like for people in similar circumstances, and the next steps that tend to work.